What is the Fold card?

The Fold card is a debit card that earns Bitcoin rewards on every purchase. Every swipe spins a reward wheel that can earn you Bitcoin cashback, making it one of the easiest ways to stack sats on spending you already do.

Strike is a Bitcoin payments app that lets you buy Bitcoin with zero fees, send money instantly, and get paid in Bitcoin. It runs on the Lightning Network for fast, cheap transactions.

River is a Bitcoin-only financial institution offering a brokerage, recurring buys, and mining services. It is known for low fees, strong security, and being 100% focused on Bitcoin.

Stack Sats Daily

Earn Bitcoin
on Everything.

Q: What are Bitcoin rewards?

Bitcoin rewards are a way to earn small amounts of Bitcoin (called sats or satoshis) on everyday purchases. Instead of airline miles or cashback points, you accumulate real Bitcoin that you own and control.

You're already spending money every day. Why not earn real Bitcoin while you do it? These are the apps and tools I personally use and recommend to every client at 314 Bitcoin Consulting. Each one helps you stack sats on purchases you're already making — or gives you the best platform to buy and hold Bitcoin for the long term.

Disclosure: The links below are referral links. If you sign up using them, you may receive a bonus and I may receive a small reward at no cost to you. I only recommend tools I personally use and believe in.

Debit Card + App

Fold

Spin the wheel. Earn Bitcoin. Every swipe.

The Fold card is the easiest way to start stacking Bitcoin without changing your spending habits. Use it like a normal debit card and every transaction earns you a spin on the Bitcoin rewards wheel — you could win Bitcoin cashback, boosts, and more. It's how I recommend most beginners get their first real Bitcoin exposure.

Bitcoin rewards on every purchase
Daily spin wheel for bonus sats
Works anywhere Visa is accepted
No credit check required
Stack sats on groceries, gas, and everyday spending

Bitcoin Payments App

Strike

Buy Bitcoin. Zero fees. Lightning fast.

Strike is the app I recommend for buying Bitcoin with zero trading fees and sending money instantly over the Lightning Network. Whether you want to buy Bitcoin on a recurring schedule, pay someone in Bitcoin, or get paid in Bitcoin, Strike makes it seamless. It connects directly to your bank account and keeps things simple.

Zero fees on Bitcoin purchases
Instant Lightning Network payments
Recurring Bitcoin buys (auto-DCA)
Send and receive Bitcoin globally
Clean, easy-to-use interface

Join Strike ₿

Bitcoin-Only Brokerage

River

Bitcoin only. Built for the long term.

River is a Bitcoin-only financial institution — no altcoins, no distractions. I recommend River for clients who want a serious, long-term Bitcoin account with low fees, strong security, and the option to set up automatic recurring purchases. River also offers Bitcoin mining services and is one of the most trusted names in the Bitcoin-only space.

Bitcoin-only — no altcoins
Low fees on buys and sells
Automatic recurring purchases (DCA)
Bitcoin mining access
Industry-leading security and transparency

Open River Account ₿

Common Questions

What are Bitcoin rewards (sats)?

Sats are satoshis — the smallest unit of Bitcoin, like pennies to a dollar. There are 100 million sats in one Bitcoin. Bitcoin rewards programs pay you in sats on everyday purchases, which accumulate into real Bitcoin value over time.

Do I need a lot of money to start?

Not at all. You can start with as little as a few dollars. The goal is simply to get off zero — to own some Bitcoin — and build from there at whatever pace fits your budget.

Are these apps safe to use?

Fold, Strike, and River are all reputable, regulated companies with strong security practices. That said, for long-term storage of larger amounts of Bitcoin, I always recommend moving your Bitcoin to a hardware wallet you control. Ask me about hardware wallet setup.

Which one should I start with?

If you're brand new to Bitcoin, start with Fold — it's the easiest on-ramp. If you want to buy Bitcoin directly with minimal fees, go with Strike or River. Ideally, you use all three for different purposes over time.

Want Personalized Guidance?

Book a consultation with Ryan and get a clear, faith-based plan for your Bitcoin journey.

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